FFL Logo - Horizontal-White_edited_edite

Our mission at Family First Life, is to make the families we protect and the families of our agents our number one priority. Trust and loyalty is not given it is earned and all of us at Family First will give everything we have to earn it with our clients and our agents.

We specialize in mortgage protection life insurance, final expense life insurance, retirement planning through universal life policies, medicare supplements and retirement protection through the use of fixed index annuities. We have multiple insurance carriers inclusive of Americo, Mutual of Omaha and various others that we work with to be able to meet our client's needs.


Working with Family First Life has completely changed my life. As a single mom I am now able to more than provide for my children with the benefit of choosing my own schedule.

—  Claire T.

David Allen, Owner, Shepherds & Servants
Hall of Fame Producer 2019, 2020, and 2021

David is the visionary founder of the Family First Life Shepherds and Servants team, along with his wife Cynthia Allen. With over 35 years experience in the financial industry, focusing on accounting, income taxes, personal and business consulting. It is David’s love of protecting individuals and families that inspires his work in this industry. Born and raised in the San Fernando Valley, California,  David has received a Bachelor’s Degree in Business Administration and a Master’s Degree in Accounting. His philosophy has always been to put the needs of his clients at the forefront, while maintaining deeply held principles of integrity and humility to achieve maximum wealth creation and preservation. An accomplished coach and speaker, who is available for engagements of any size, David is in pre-production as an author with his first book on financial covenants and concepts due to be released soon. He spent 20 years as the CFO of his families large construction business, while also building FFL Shepherds and Servants from the ground up. David is grateful for the opportunity to work with his wife of 24 years while raising their three sons; who have also benefited from his guidance and leadership as a coach. When not grinding out numbers, or X’s and O’s for his son’s teams, David can be found performing on one of his many instruments, or checking off items on his bucket list!

  • Instagram

Cynthia Allen, Owner, Shepherds & Servants

Born and raised in Pittsburgh, Pennsylvania, Cynthia definitely brings a lifetime of diversity and experience to FFL Shepherds and Servants; a company she founded with her husband, David Allen. She has earned Bachelor’s Degrees in Computers and Business Management and has a Master’s Degree in Law. Cynthia has worked in a wide variety of fields such as government, higher education and her most challenging endeavor as an assistant to transplant surgeons. It was this work that ultimately inspired her to move to California. Although she has many passions, the one that comes to the forefront now is her desire to help people get into a position of better financial health. At FFL Shepherds and Servants,  she is an integral part of the operations and system management by helping people acquire a secure future. As a mother of three grown boys, where nothing is achieved without a specific strategy, Cynthia has come to realize that proper planning plays a vital role in obtaining financial peace of mind. Her commitment in this endeavor may only be outdone by her lifelong contribution to many environmental causes. Working daily with her husband and business partner is another example of the importance of her family, which includes their family dog!